The GavelMAINNETPOLLING
Protocol ↗
About

About The Gavel

01 · The protocol

What Gavel is

Gavel is a permissionless, oracle-free credit market on Arbitrum. Borrowers post Bitcoin (WBTC) as collateral and describe the loan they want; lenders compete in an open auction to offer the best terms, and the lowest repayment wins. There are no price oracles, no utilisation curves, and no governance vote deciding what a loan should cost — only the market clearing in front of you. Active positions trade on a secondary marketplace, so capital is not locked once committed.

The full protocol story — philosophy, commitments & roadmap: thegavelprotocol.org ↗

02 · Structure

Entity separation

The Gavel ecosystem is three distinct layers. They are deliberately separate:

Jamie Frame
Protocol author. Holds the admin keys today, under a stated policy of progressive renunciation — control is handed back to the protocol over time.
The Gavel Protocol
The permissionless, open-source smart-contract layer (MIT-licensed). Anyone can use it without permission; no intermediary is required to borrow, lend, or trade.
Aletheia Analytics SASU
The commercial curation layer — the data products, API, and analytics surfaces users subscribe to. This is the company you contract with for paid services; the protocol itself remains free and permissionless.
03 · Audit & code

Audit & code

Audit report: Collaborative audit (April 2026) — report pending publication

Source code: The-Gavel-Protocol (GitHub) ↗

Mainnet contracts
LoanProtocol0xFCDd…fEf2 ↗
ListingService0x22B2…D0d8 ↗
NFTPositionNFT0x9A17…Eec8 ↗
NFTLoanProtocol0x506e…47eb ↗
NFTListingService0x43fD…C674 ↗
Gnosis Safe (2-of-3 admin)0x71D8…206b ↗
04 · Build on Gavel

Developer docs & API

Integrate with the protocol and the data layer:

Developer documentation ↗
05 · Legal

Legal documents

The following documents are being prepared by Aletheia Analytics' legal counsel and will be published here when finalised:

Terms of ServicePending — Aletheia legal counsel
Privacy PolicyPending — Aletheia legal counsel
B2B Data Product TermsPending — Aletheia legal counsel
Risk DisclosuresPending — Aletheia legal counsel

(live)

06 · Contact

Contact

contact@thegavel.io

Aletheia Analytics SASU
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